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Checking Account Rates

Checking Account Rates

Account Type

Minimum Deposit to
Open an Account ($)

Minimum Balance to
Obtain APY ($)

Interest
Rate %

Annual Percentage
Yield (%)

NOW Checking*               Tier 1

$50

$1,000

.02

.02

                          Tier 2

-

$2,500

.02

.02

                          Tier 3

-

$10,000

.05

.05

                          Tier 4

-

$25,000

.10

.10

                          Tier 5

-

$50,000

.15

.15

Access Checking

$50

-

-

-

Loyalty Checking*,4,5

 $50

$0.01 

 .10

.104 

 Tier 1

 -

$0.01

2.15 

 2.175

 Tier 2

 -

 $30,000.01

.30 

 .305

NJ Consumer Checking

$50

-

-

-

NOW Business Checking**

$50

$1,000

.50

.50

Business Checking

$100

-

-

-

 IOLTA Fund

 N/A6

 $1,000

 .50

.50 

Checking rates Effective: 11/17/16

* Rate may change after account is opened; fees could reduce the earnings on the account

** Earnings Credit = 1.80% (subject to change at any time)

4 Disclosed APY will apply to entire balance if you do not meet the eligibility requirements during the statement cycle listed footnote #5

5 Disclosed APY applies to balances of $.01 to $30,000, APY of .30% applies to balances of $30,000.01 and above. To meet the eligibility requirements, you must conduct at least ten (10) Point of Sale (POS) signature based transactions, have a qualifying direct deposit (any amount), be enrolled in eStatements, and have at least 1 automatic ACH debit in a given statement cycle.

6 IOLTA Fund accounts are converted from the attorney's or law firm's business non-interest bearing Attorney Trust Account.   

FDIC Insured up to $250,000. All Interest Rates Subject to Change Without Notice