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Savings and Money Market Rates

Savings Account Rates

Account Type

Minimum Deposit to
Open an Account ($)

Minimum Balance to
Obtain APY ($)

Interest
Rate %

Annual Percentage
Yield (%)

 Premier Access

 Savings*1,2

$50 

 $0.01

 .01

.011

 Tier 1

 -

 $0.01

1.00 

 1.002

 Tier 2

 -

 $250,000.01

 .01

.012 

Passbook Savings*

$25

$50

.15

.15

Statement Savings*

$25

$50

.15

.15

Vacations Club*

$10

$10

.35

.35

Holiday Club*

$10

$10

.35

.35

 

Money Market Deposit Account Rates

Account Type

Minimum Deposit to
Open an Account ($)

Minimum Balance to
Obtain APY ($)

Interest
Rate %

Annual Percentage
Yield (%)

Money Market*                   Tier 1

$1,000

$1,000

.20

.20

                                            Tier 2

-

$25,000

.25

.25

                         Tier 3

-

$50,000

.30

.30

                         Tier 4

-

$75,000

.35

.35

                         Tier 5

-

$100,000

.45

.45

                         Tier 6

 -

 $250,000

 .75

 .75

                         Tier 7

 -

 $500,000

 .85

 .85

                         Tier 8

 -

 $1,000,000

.95 

 .95

Effective Date: 03/17/17

* Rate may change after account is opened; fees could reduce the earnings on the account

1 Disclosed APY will apply to entire balance if you do not meet the eligibility requirements during the statement cycle listed below in footnote #2.

2 Disclosed APY applies to balance tiers when eligibility requirements are met in a given statement cycle. APY of 1.00% applies to balances of $.01 to $250,000, APY of .01% applies to balances over $250,000. To meet the eligibility requirements, you must maintain a Lincoln 1st Access Checking account with one (1) or more direct deposits totaling $500 or more in a given statement cycle. The premium rate APY will be applied for the month(s) following any month in which you met these eligibility requirements.

FDIC Insured up to $250,000. All Interest Rates Subject to Change Without Notice.