Special Mortgage Programs 

Owner Occupied 1 – 4 Family Properties Only

Program

Rate
(%)

Points

APR
(%)

    Monthly Cost per $1,000 Borrowed
($)

 
10 Year Fixed  3.375%       0 3.475%                            $  9.83  
7 Year Fixed  3.250%       0 3.390%                            $13.33

Effective Date: 2/2/2012

Monthly cost per $1000 borrowed represents principal and interest only and does not include escrows for real estate taxes and/or insurance. Application Fee is $475. Fees on 2-4 family properties may be higher. Fee must be paid upon request of Lincoln Park Savings Bank after your receipt of initial Truth in Lending Disclosures. Attorney Review Fee is $250. Rates are locked in for a period of 60 days from the date we are in receipt of a formal application. Maximum Loan to Value Ratio is 80%. Maximum Loan Amount is $850,000. Rates quoted are .50% higher for jumbo loans over $417,000.

Please see our Rates Page for additional terms available.